Property Loan


Welcome, Speed Up The Loan Process

Indraprastha Finsec Consultancy Private Limited Indraprastha Finsec Consultancy Private Limited offers easy and hassle-free Loan Against Property for loan amounts starting from Rs. 5 Lakhs. Avail loan against residential or commercial property, that your can offer as collateral, at attractive rates of interest. Features and Benefits Get a loan on different kinds of property Avail loan against your commercial property, residential property, or a loan to purchase a commercial property.Indraprastha Finsec Consultancy Private Limited provides Loan Against Property for salaried employees, self-employed individuals and self-employed professionals. Fulfil the required eligibility criteria based on your occupation and age to avail the loan. Refer the below mentioned Loan Against Property eligibility criteria to know more.

Eligibility Individuals who are eligible for a loan against property:

Salaried individuals :

> Any individual who is in permanent service in the government or a reputed company.

> The applicant should be above 24 years of age at the time of loan commencement and upto the age of superannuation.

Self-employed individuals :

> Any individual filing Income Tax returns can apply.

> The applicant should be above 24 years of age at the time of loan commencement and up to 65 years at the time of maturity. Self Employed Professionals

Self Employed Professionals :

> Professionals (i.e., doctors, engineers, dentists, architects, chartered accountants, cost accountants, company secretary, and management consultants and etc) can apply.

> The applicant should be above 24 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity.

Lease Rental Discounting (LRD) :

> All resident individuals can apply. The lessee must however be a company as defined under the Companies Act, 1956.

> Funding will be done only against ready commercial property. The same will be restricted to 85% of the net present value of the future rentals or 50% of the value of property, whichever is lower.

Required Documents

Type of Documents Details
Documents Required: Applicant
  • 10th+12th Graduation+ Post Graduation Photo Copy
  • 6 Photos
  • Address Proof
  • I.D Proof
  • 3x50 Non Judicial Stamp Paper in Favour of Applicant (Blank)
  • Bank A/c No + Statement
  • Address Proof Documents
  • Ration Card / Electric Bill / Mobile Bill / Landline Bill / Passport, etc.
  • File Charge: …………
Any Type of Guarantee
  • Govt. Guarantor
  • Pvt. Ltd. Guarantor
  • Property Guarantor
  • ITR Guarantor
Documents Required: Guarantor
  • Property Papers / Khasra Khatoni / Registry
  • 6 Photos
  • Address Proof
  • I.D Proof
  • 3x50 Non Judicial Stamp Paper in Favour of Applicant (Blank)
  • Bank A/c No + Statement
Note : 

Guarantor requirement & official undertaking bond page no. X2 is compulsory.

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